FINANCIAL PLANNING

You may ask yourself, why do I need financial planning. The reason can very well be the unknown. In today financial maze, you probably find yourself overwhelmed by the many financial options.

You may worry, 'What if something happens to me and I just bought a house. Is my little girl and wife protected, how is my finances supposed to look like?'

This is where a financial planner comes into play. By having a financial planner, and quartly conversation, we can decide which stocks to choose, what strategies to put in place to achieve your goals. Financial planners are in tune with the market and can recommend the best move for you.

MORTGAGE BROKING

Buying your first home is a daunting house, there are many unknown jargons and terms, there are a huge number of lenders out there.

With VM Finance, our serivce goes beyong searching for a suitable home loan for you. Not only we are able to pick from over 35 different lenders, we can also offer you quality financial advice to get your first step right.

bWe will organise your loan application and supporting documentation, consider the different policies of different lenders and make the fit, ensuring that you are able to get your loan swiftly, and move into your dream house.

Life Insurance

While you can't predict what is happening in the future, you can at least be prepared for it. VM Financial Services can help put your mind at ease by protecting you, your family, assets and business against death, disability and major illness with life and income protection insurance. We will tailor this package to suit your individual needs

We start off with a personal interview to discuss your needs and concerns. Following this, your financial planner will sit down with you and discuss adequate and sufficient cover required. After that, it's just a matter of filling in the right forms.

Investments

Investmenting is not just for the rich, used effectively, it can be a tax effective tool to accumulate wealth. If you have funds to invest, whether in your superannuation or other investments, we can help you.

We first determine your objectives and risk profile, and then structure an investment portfolio to match.

Superannuation Solutions

One of the main areas in which we provide advice is Superannuation. You may find yourself a member of multiple of superannuation funds as a result of jobs changes. This means that you are paying too much fees, which will deplete your superannuation balance. VM Financial services can help you consolidate your superannuation, advice you onto a suitable provider according to your needs, and ensure that we can reach your retirement and investment goals.